Banking Wars

In this small town there are many banks.  They offer the same rates, same services - all about the same.  What can each bank offer to set themselves apart from all the others.  In Hayward...it is food.  One bank lays out a tray of freshly-baked break apart chocolate chip cookies at about 9:10.  Gee, how would I know that?  Another bank cooks brats for lunch on certain Fridays.  The brats are from a special meat shop in Cumberland.  Very tasty.  A bank on Main Street has a popcorn cart going for most of the day.  Popcorn is nice to eat as you are strolling around town.  There are still two or three other banks that I need to visit.  For now I am staying with the chocolate chip cookie bank